Petrol VS Diesel

Many people gets confused when they try to decide whether they should prefer or go for petrol or diesel cars.Mainly because petrol is more expensive than diesel.But still there are many facts that the car purchaser should know because choosing a car is never easy.Indians are obsessed with the ‘Mileage’.Car makers are trying to increase the mileage for every new car which they would introduce in the future.Cars have mostly petrol engines.But now-a-days there is always a diesel variant made available in every model.Simple reason behind it is that diesel gives more mileage than petrol.As far as mileage goes, a diesel car is a better bet than petrol one.A litre of petrol could help you travel 15 kms while the same litre of diesel would help you travel 21 km.
Guess what, India is the only country where diesel prices are cheaper than petrol prices.That’s because diesel is highly subsidized as diesel is used by state transports and farmers.That is also another reason why food inflation has to do a lot with diesel prices.Prices of diesel in the western countries are higher as compared to petrol.One of the most important factors to take into account while deciding on the variant of the car is the cost of the car.The diesel variant of the same car will be a minimum of Rs 1 lakh more expensive as compared to the petrol variant. In fact, for top-end models the diesel variant is on an average more expensive by Rs 2-3 lakh.
-For example:Toyota Etios G model will cost you Rs6,14,280(onroad price in Delhi) in petrol while G model for diesel might cost Rs7,98,000(approx.).So, in here petrol car's have an advantage.

Diesel engines are heavy, so cars will weigh more. But its ability lies in its torque. Torque is nothing but more power at lower speeds which is normally associated with bigger vehicles. Diesel engines also need powerful batteries.Talking about the health issues, Diesel car's causes more hazardous health problems than petrol car's.
Another fact that you should know is that,around 80-85% cars are bought on a loan. Which means, the cost of the car is not the real cost, but you have to look into the real cost by taking into account, the cost of the loan as well. So, if we compare a Rs 5 lakh (diesel car) and Rs 4 lakh (petrol car) and you pay a rate of interest of 12% per annum for a term of 5 years, the total cost of the diesel car will come to 6.67 lakh, while the same for the petrol variant will come up to Rs. 5.33 lakh. Relative difference is Rs1.77 lakh for diesel but for the petrol its 1.33 lakh after the loan, as compared to the cost of the car itself. In here petrol has an advantage.
It is also to noted that if you drive around 50-100km in a week then I suggest you to go ahead with petrol but if you want car's for commercial purposes or taxi's and you drive the more than 100km even in a day then I suggest you go for Diesel. Just like the cost of a diesel car is more than the cost of a petrol car, the cost of maintenance of a diesel car is also slightly higher than a petrol car.
-Do, keep in mind that as far as insurance goes, the premium you pay towards a diesel car is also slightly higher than what you would have paid for petrol version.

After a few years when you want to sell of the current car and buy a new car, the resale vale plays an important part in funding your new buy. There diesel beats petrol. A diesel car will surely give you a better resale value as compared to a petrol car. But keep in mind, this will depend more on the brand and model of the car.

So,what I want to tell you is that "Invest a few moments in thinking.  It will pay good interest." All I can say is that everything is upto you, I had given my suggestions now you decide which one you should prefer. 

Best Affordable Cars in India 2012

The growth of Car production are increasing year after year due to public demand in the market even though the market is in slow track.Some of the best affordable cars Ranging from Rs2lakh to Rs7lakh in petrol are:

1)Hyundai EON- Rs2.75 to 3.77 Lakh(ex-showroom price)

It is the best car in its segment and is indeed the competitor of Maruthi's Alto K10 and Alto as well as Honda's BRIO.Hyundai EON has got some killer looks and people gets attracted with its look. But what about its features and engine power.Lets see:
1)Advantage- price,looks and service
2)Disadvantages-rough engine,little congested rear seats,features.


Specifications:
-Type-Hatchback
-814cc engine
-Fuel Efficiency: 11-12kmpl(city),17-18 kmpl(highway)
-Comfortable Handling
-Available in Petrol and CNG
If you are looking for some features like audio player with speaker and some other basic features go ahead with EON Magna which costs around Rs3.48lakh(ex-showroom price)

RATING-7/10(according to customer satisfaction)

2)Hyundai Santro Xing- Rs2.92-4.08Lakh(ex-showroom)

 It is also one of the most recommended car that has delivered on performance, quality and price and also it has been exported to more than 80 countries.
It is also said to be the best lifetime car.

1)Advantages: price, good engine,trusted,overall fit and finish
2)Disadvantages: fuel efficiency, old fashioned look

Specifications:
-Type: Hatchback
-1086cc engine
-Fuel Efficiency: 12kmpl(city), 16.2kmpl(highway)
-Comfortable handling and steering
-No maintainance required, smooth steering, good mileage, no parking problems, affordable price, good appearance, easy to handle and decent colors
-available in petrol,diesel and LPG
It is recommend to select upper version of Santro if you are looking for more features and comfort i.e,Santro GLS or GLS plus

RATINGS: 7.5/10

3)Maruti Suzuki Wagon R- Rs3.48-4.35lakh (ex-showroom)


. The Wagon-R is a fun, practical tall boy Hatchback car available in India.Slightly boxy in looks, the Wagon R is not going to win any beauty contests, however on a functional level, the car is simply brilliant but it is still a comfortable car for small families.
1)Advantages: good comfort interior, good city car, mileage and also service-backup.
2)Disadvantages: its design,rear seat discomfort

Specifications:
-Type: Hatchback
-998cc engine
-Fuel Efficiency: 14.2kmpl(city), 18.6kmpl(highway)
-best for small families and also the power of new wagon r is less compared to old one.
-best for city drive
-available in Petrol, LPG and  CNG
For more features select Wagon r vxi, but still if u want to add any feature you can add separately.

RATINGS: 7.5/10

4)Hyundai i10 - Rs3.65-6.12lakh



It is said to be a smaller version of i20. In general if you ask the difference between i10 and i20, all i can say is that they are almost similar to each other in case of engine,mileage and also features, but the only difference is the look of both the car's. But still Hyundai i10 is the most economical car in India.

1)Advantages: smooth handling or driver's pleasure,good service back-up and also wide choices of variants.This little hatchback showed the world that Hyundai can really deliver on quality, performance and style.

2)Disadvantages: its price, small exterior.

Specifications:
-Type:Hatchback
-1197cc engine with 1.2Kappa engine
-Fuel Efficiency: 12.4kmpl(city), 18.2kmpl(highway)
-most recommended car according to the Survey
-available in petrol and LPG

If you are going ahead with i10 then the best option would be to select Hyundai i10 1.2 Magna which is priced at Rs4.34lakh(ex-showroom price).

Rating-8.25/10

5)Chevrolet Beat-Rs3.74-5.71 Lakh



It is a hatchback for those who want a stylish run-about, which is fun to drive while being easy to maintain and frugal to run.It also offers looks that set it apart, great driveability, compact size and a stunning value-for-money proposition. It is said to be one of the serious contender in small car segments

1)Advantages:
-Coolest  look in its segment
-Light, easy to drive and chuckable
-3 year service guarantees
-Well packaged interiors
-Good mileage
-valuable for money

2)Disadvantages:
-Horribly undertyred
-congested rear interior
-Small rear window
-some common features are missing
-not so good service back-up

Specifications:
-Type:Hatchback
-1199c engine
-Fuel Efficiency: 13.34kmpl(city), 18.4kmpl(highway)
-available in petrol,diesel and LPG

RATINGS: 7.82/10

6)Ford Figo- Rs3.82-5.94lakh



It is another small segment car with competitive price. Eventhough Ford is not so quiet successful in India, they are trying to gain the success with help of cars like Ford Figo, Ford Fiesta,Ford Endeveour etc.The Figo is the first hatchback from Ford India and its entry will always mark the company's debut in the largest selling segment.

1)Advantages:
-Robust build and construction
-Interiors more comfortable than chief competitors i10 & Swift.
-The Ford Figo's mature big-car-like ride quality
-Ford's DNA in the on-road behaviour and quick steering

2)Disadvantages:
-Lacks the modernity of recently launched hatchbacks
-Both of the engines in the Figo are lacking in outright performance. Neither engine can exploit the car's dynamics
-No true top-end variant
-Not at all a good service back-up
-Average backseat legroom.

Specifications:
-Type:Hatchback
-1196cc engine
-Fuel Efficiency: 11.24kmpl(city),16.2kmpl (highway)
-available in petrol & diesel

RATINGS:7/10

7)Honda Brio- Rs4.05-5.23Lakh


It is one of the most serious competitor of i10,swift and all the rest of the small car segments.It is indeed a best car introduced by Honda with great packaging of interior space, great design and a peppy drive will be the brio's talking points.


1)Advantages:
- i-VTEC engine & healthy power-to-weight ratio
-High quality interiors for the segment
-Light controls, slick gearshift and easy to handle
-Cool design
-good Mileage

2)Disadvantages:
-honda doesn't provide a good service backup
-no CD player,no rar Defogger and no seat adjustment
-Basic, unsettled ride quality on imperfect roads.
-Ordinary space for back seat passengers.
-Quirky rear-end styling is a hit or miss.

Specifications:
-Type:Hatchback
-1198cc engine
-Fuel Efficiency: 12.8kmpl(city), 18kmpl(highway)
-Available only in petrol
It is good car to be selected mainly because of its cool design as well as interior and best for city ride as well

RATING: 8.6/10

8)Volkswagen Polo: Rs4.78-7.51lakh


It is also a best affordable car in its segment and it is loaded with many features. It is typical German engineering and build quality, the Volkswagen Polo is stylish and is quite a large hatchback. The interiors are decently appointed, however despite the large exterior dimensions rear space can be a little cramped.

1)Advantages:
-A well-built solid European hatchback
-Classic cool look
-"Big car like" ride quality.
-Suspension setup ideal for Indian roads
-Fuel efficient range of engines


2)Disadvantages:
-Commuter 3-cylinder engines neither hits the sweet spot nor matches the segment benchmarks
-Some features Climate control, USB / AUX audio input, electric ORVMs etc.
-Ordinary rear bench legroom
-Thin 40 dealership network


Specifications:


-Type: Hatchback
-1198cc for 1st 2 model and 1598cc engine for polo 1.2highline
-Fuel Efficiency: 8.6kmpl(city), 14.34kmpl(highway)
-Available in petrol and diesel

Ratings: 7.7/10


9)Maruthi New Swift(Rs 4.45-6.77Lakh) and New Swift Dzire(Rs4.88-7.35Lakh):


-Maruthi Swift:
The Maruti Suzuki Swift is one of the highest selling cars in the country and most demanded car in India. It has won numerous awards for its performance, design and ingenuity. The popularity of the Swift speaks for itself and it is one of the most loved cars in India because of its great performance. The new generation Swift is styled more boldly and demands more on-road presence. It looks good and is fun to drive, not to mentions that it can take on any Indian terrain or road.It still had some issues on braking performance.

Advantages:
-valuable for money
-very good ground clearance of 170mm which has helped it to perform well as a rally car on multiple occasions.
-good performance
-good service backup

Disadvantages:
-Waiting list( if u book on September, the car will be delivered by February or March 2013 because of its huge demand on market)
-Battery is defective in many swift cars( according to many user's from different websites)
-Less boot space
-Hard to press breaks
-Same old dashboard only in black colour

Specifications:
-Type:Hatchback
-1197cc engine
-Fuel Efficiency: 13.1kmpl(city) and 18.2kmpl(highway)
-available in petrol and diesel

New Swift and Swift Dzire is almost similar in mileage,features but the only diffrence is that New Swift dzire is a Sedan and Swift is Hatchback.

RATINGS: 8.32/10

10)Toyota Etios : Rs5.40-8.31Lakh



According to me it is the one of the best car available in the market with a killer price and with classy touch but still dependent. If you are looking for best car to drive as well as sedan class this is the best car in the market till now.The Etios is a decent package that offers all the essentials that one would expect from a mid-size family sedan

1)Advantages:
-Killer price
-Comfortable
-The best-in-class fuel efficiency
-A practical family sedan 
-Spacious interior
-Excellent Service-backup
-Balanced suspension tuned towards ride comfort with safe handling

2)Disadvantages:
-Classic look
-little expensive equipment's( if you are buying some additional features later on)
-Cost-cutting glaringly evident in many areas
-plastic interior

But still it is the best economical car that everyone should prefer if there budget is especially around Rs5.77Lakh onwards.

Specifications:

-Type: Sedan
-1496cc engine
-Fuel Efficiency: 13.5kmpl(city), 17.1kmpl(highway)
-available in petrol and diesel

RATINGS: 9/10


So, finally all i can say is that these all are the best top 10 affordable car's in India in which i recommend the people who are looking for car's in these range to go ahead for i10 or etios or swift if you are also looking for the best after sales services. But if you are looking for cheaper equipments or features to purchase later on go ahead with car's of hyundai and maruthi mainly because the equipment that you get for other cars ranging around Rs18000-24000 you can get at a cheaper rate of around Rs6000-9000 for hyundai and maruthi cars. Hyundai provides the best service backup in India than maruthi and toyota.But still etios is the best car according to me and according to many user's as well (from various websites).