Apple's iPhone 5

-Apple unveiled iPhone 5 – their hotly anticipated "6th generation iPhone" at a special event on Wednesday, September 12.iPhone 5 is 18% thinner and 20% lighter than iPhone 4S and comes packed with new features and improvements such as a taller 4-inch display, faster A6 chip, support for faster 4G LTE networks, improved battery life, FaceTime HD camera and more.The iPhone 5 is a marvelous piece of design, arguably the most beautiful object Apple has ever produced. iPhone 5 went on sale in US, Australia, Canada, France, Germany, Hong Kong, Japan, Singapore and the UK on Friday, September 21.

                                                            (the new iPhone5)

-The changes in dimensions are surprisingly difficult to detect. That's largely thanks to the iPhone 5 being exactly as wide as the 4 and 4S that came before. The new display measures four inches from corner to corner, compared with the 3.5-inches of previous iPhones. Since the phone is not wider, that gives the iPhone 5 a screen resolution of 1136-by-640 pixels, compared with 960-by-640.the iPhone 5 screen can now display a 16:9 film without black bars at the top and bottom.
The screen on the iPhone 4S was impressive but the new one looks better. It's brighter and the colours are richer.Apple says the iPhone 5 will be up to twice as fast, thanks to its new A6 processor. Each iPhone version has been faster than the one before.
  

-Specifications:

		Type: Smartphone Software: iOS(6)
		Weight: 112g Size: 4inches Resolution: 640x1136pixels Touchscreen: Capacitive Multi-touch System: Apple A6 Battery: 1440mah Processor: 1Ghz quad core System Memory: 1024MB RAM Build-in storage: 16gb(also available in 32gb and 64gb) Camera: 8MP with LED flash+ front-facing camera:1.2MP Bluetooth: 4.0(version)
		-iPhone 5 will come in multiple cellular verisons.  This would probably be the most annoying thing for users as you would not be able to switch between carriers.  Apple will ship iPhone 5 with different carriers to different countries.  iPhone 5 also will not support the micro sim card.You will need to buy a nano card to use it.iPhone 5 will come in 2 GSM models with different bands and 1 CDMA model. The front camera will feature HD with 16:9 aspect ratios, LED flash, 12 MP. It is said that the lens will be exchangeable type. The Wi-Fi and 3G/4G will enable you to capture videos and photos professionally. -A short summary on iPhone5:

		In short, the iPhone 5 is a great smartphone made even better. It's fast, lightweight and backed by the largest application store for any device. It's also probably the most beautiful smartphone anyone has ever made.Its really confusing whether its available in India or not but till now its not available but a Bangalore-based seller on 'eBay India' is offering the iPhone 5 16GB model (factory unlocked) for a whopping Rs. 74,000. To make the dent smaller, the seller is offering to take payments in EMI form and in pricedealsindia.com  and also in  tradus.in provide iPhone5 for Rs54990 but iPhone 5 pricing starts from £529, rising to £599 for the equivalent 32GB model.It is said that iPhone 5 will be officially available by December.

Unknown and Interesting facts about Facebook

-The original founder of Facebook and CEO is 24 year old Mark Zuckerburg. Mark and 3 of his roommates created Facebook while attending Harvard University and launched the site on February 4, 2004 from their college dorm room. Forbes Magazine named Mark “the world’s youngest self-made billionaire” being worth an estimated $1.5 billion due to his creation of the popular website.The 41 year old American entrepreneur and Co-founder of Pay Pal- Peter Thiel, was the first person to invest in Facebook. It’s said his original investment in the social networking site in June 2004 was about $500,000 and as far as I know Peter still owns shares in that site.



Let's see who and all owns Facebook:

1)Mark Zuckerberg Facebook stake: 28.2% Value: $24 billion
Selected TIME Magazine's "Person of the Year" in 2010, Mark Zuckerberg has been credited for connecting the world via Facebook. Raised in Dobbs Ferry, NY, Zuckerberg began writing software while in middle school and by the end of high school, he had co-written a music recommendation program called Synapse Media Player, which Microsoft and AOL reportedly offered Zuckerberg a million dollars to further develop. "Zuck" however turned them down and ran off to attend Harvard. While in his ivy covered Cambridge dorm, Zuckerberg created Facemash, a website that compared students' photos side-by-side in a fashion similar to HOT or NOT.com. After disciplinary action from the school's administration, Zuckerberg shut down Facemash and began "thefacebook," initially only available to Harvard students. Zuckerberg has since defended the site in intellectual property disputes and spurned buyout offers from Viacom, Yahoo! and other suitors. The 27 year old CEO owns 28.2% of Facebook's B shares. Using an $85 billion valuation, Zuck's stake is worth just shy of $24 billion.

2)Accel Partners  Facebook stake: 10% Value: $8.5 billion
Though too young to drink alcohol, it must have been the $400 bottle of wine Jim Breyer offered Mark Zuckerberg at a posh Silicon Valley restaurant that helped seal the deal for Accel Partners' $12.7 million investment in Facebook. Breyer, a managing partner at Accel, was hot for a big deal to impress Accel's less than enthusiastic limited partners. Then Associate, now Accel Partner, Kevin Efrusy, got the inside lead on an early stage financing of Facebook by walking up to the firm's Palo Alto offices, uninvited, on April Fool's Day, 2005. Efrusy's due diligence uncovered Stanford users of Facebook who not only used the website, but literally obsessed over it, even missing their classes to "poke" friends. After a week of back and forth that saw another Facebook suitor, the Washington Post, get the cold shoulder, Accel finally nailed a deal that valued Facebook at $98 million. The $12.7 million investment gave the firm a 15% stake, and also included million dollar bonuses for Zuckerberg, Parker and Moskovitz (unusual in a VC round). Accel's stake (less Breyer's personal one) represents 190 million class Bshares, valued at over $9.0 billion.

3)Dustin Moskovitz

Facebook stake: 7.6% Value: $6.5 billion
Man, was this guy lucky to be Mark Zuckerberg's roommate? Currently the youngest U.S. billionaire, Dustin Moskovitz was one of the original founding Facebook cadre. Born in Washington D.C., Moskovitz met his fellow co-founders at Harvard University in 2004 where they developed the social networking site from their dorm room. Moskovitz was an economics major before dropping out of college to relocate to Palo Alto, CA to work on Facebook full-time. Credited as both Vice President of Engineering and Chief Technology Officer, Moskovitz led the technical staff, oversaw the major architecture of the site, and was responsible for the company's mobile strategy and development. He left Facebook in 2008 to start Asana, a company that builds project management software to help companies collaborate. Moskovitz was able to gain the title of "United States Youngest Billionaire" over Mark Zuckerberg because he is eight days younger than his fellow co-founder.

4)Digital Sky Technologies Facebook stake: 5.4% Value: $4.6 billion
Russian Internet holding company, Digital Sky, grabbed 1.96% of Facebook stock in May of 2009 when it spent $200 million at a $10 billion valuation. Digital Sky, which is largely backed by a wealthy Russian oligarch, is the owner of Facebook clone VKontakte, the largest social network in Russia. Under the direction of Managing Partner, Yuri Milner (pictured), Digital Sky has also amassed sizeable positions in Zynga and Groupon, and is reportedly in talks to buy a substantial stake in Twitter. DST followed its initial stake in Facebook with large block purchases of stock from existing Facebook shareholders and employees. Digitial Sky also joined Goldman Sachs in 2010 for the investment bank's multi-hundred million investment round, with DST ponying up $50 million for yet another .1% of the firm (at a $50 billion valuation).

5)Eduardo Saverin Facebook stake: 4% Value: $3.4 billion
One of the three original founders of Facebook, Eduardo Saverin was a Harvard classmate of Mark Zuckerberg. Acting as the business partner of "The Facebook," in 2004, Saverin concentrated on developing advertiser relationships while Zuckerberg focused on product development. When Facebook moved its operations to Palo Alto and Sean Parker gained more influence, Saverin ended up on the losing side of a power struggle. Initially granted a 30% stake in Facebook, Saverin's position was whittled down as institutional investment rounds diluted his shares. Saverin was born in São Paulo, Brazil to a wealthy Brazilian Jewish family and was raised in Miami, Florida, the state where he initially incorporated Facebook. In 2006, Saverin graduated magna cum laude from Harvard University with a B.A. in Economics. Saverin at one point owned 5% of Facebook stock. However, as his name does not appear in the S-1 filing as a five percent owner, it's obvious that he's trimmed back his holdings substantially. Currently living in Singapore. Saverin has been spreading his bucks around and is a major investor in a new social network called Qwiki, as well as Jumio, an online and mobile payment product.

6)Sean Parker Facebook stake: 4% Value: $3.4 billion
Part tech genius, part bad-boy, Sean Parker has displayed uncanny foresight and comprehension of Internet business strategy. However, his fondness for hard partying and run-ins with the law have also left him as the odd-man out in business ventures. At the age of 16, Parker's Virginia home was raided by the FBI when he was caught hacking systems of Fortune 500 companies. In 1999, at the age of 19, he co-founded the file sharing (and wrong-side-of -copyright-law) music service, Napster. At a trendy Chinese restaurant in New York in 2004, Parker met Facebook co-founder Mark Zuckerberg and became a mentor and advisor to the rising entrepreneur. Much like Napster, Parker was able to foresee Facebook's success and societal contributions only months into its inception. Acting as the company's first President, Parker negotiated a deal with Facebook's first investors Peter Thiel and Accel Partners, giving Zuckerberg absolute control of the board of directors. Ousted from Facebook in 2005 for a drug-related arrest, Parker went on to become Managing Partner of Founders Fund, a San Francisco-based venture capital shop. Parker still acts as an informal advisor to Zuckerberg.

7)Peter Thiel Facebook stake: 2.5% Value: $2.13 billion
In late 2004, Thiel became Facebook's first significant outside investor when he put up $500,000. Initially structured as a loan, the financing later converted to a 10.2% equity stake in the company. Born in Frankfurt am Main, West Germany, and raised in Foster City, California, Peter Thiel has been credited for launching and/or funding some of the most innovative startups of the last decade including Paypal, YouTube, and LinkedIn. Thiel maintains a seat on Facebook's board of directors and, in addition, serves as president of Clarium Capital, a hedge fund, and is a Managing Partner of VC firm, The Founders Fund. Thiel is known for being a package of contradictions due to the fact that he is a gay, Christian, entrepreneur, venture capitalist, libertarian, lawyer who, in 2010, launched the Thiel Fellowship, offering $100,000 in cash to aspiring entrepreneurs under the age of 20 to drop out of school and pursue their business endeavors. Due to selloffs and dilutions, Thiel's original stake in Facebook has been reduced to 3%.

8)Sheryl Sandberg Facebook stake: .1% Value: Currently $86 million; $1.8 billion after shares vest
Sheryl Sandberg has served as the chief operating officer of Facebook since 2008. Formerly the Vice President of Global Online Sales and Operations at Google, Zuckerberg wooed her away from Google after a series of stealthy meetings and dinners at Sandberg's home. Though her base salary of $300K is modest, Sandberg didn't leave her Google position for nothing. She is currently sitting on nearly 1.9 million shares of Facebook stock valued at nearly $90 million. But the real serious dinero will come down the road as nearly 40 million shares of restricted stock will vest. The one-time chief of staff for Larry Summers at the U.S. Treasury Dept. can then start her own Treasury with approximately $1.8 billion worth of Facebook shares.

9)Microsoft Facebook stake: 1.6% Value: $1.36 billion
Beaten in search by Google, and wary of Google's acquisitions in web video (YouTube) and banner advertising (Doubleclick) , Microsoft CEO Steve Ballmer  was willing to do whatever necessary to get in bed with Facebook, and seal the Seattle software goliath's foray into Web 2.0. Though interested in acquiring Facebook outright, an idea Zuckerberg nixed, Microsoft (NASDAQ: MSFT) opted for a complicated arrangement that included an advertising partnership and a small stake in the social network. Microsoft invested $240 million in the Fall of 2007 at what appeared to be a $15 billion valuation, which garnered Ballmer a 1.6% position. Eager that the investment not appear inflated, Microsoft welcomed the participation of Hong Kong billionaire Li Ka-Shing .Terms also precluded Google from making an investment in Facebook.However, Facebook's current $75 billion valuation means Microsoft's stake in privately-held Facebook has outperformed its own publicly-traded stock 5times..

10)Greylock Partners Facebook stake: 1.5% Value: $1.275 billion
One of the oldest VC(Venture Capital) firms in the country, Greylock got its piece of the world's hottest tech company by getting in on Facebook's $27.5 million Series C round.Meritech Capital Partners also participated in the financing along with existing investors Peter Thiel and Accel, who chipped in additional funds. With this financing Facebook was valued at over $500 million, five times the amount when Accel first invested. Greylock, founded in 1965, traces its roots to founders Bill Elfers and Dan Gregory, who both worked at the country's first institutional venture capital firm, American Research & Development, in Boston.

11)Meritech Partners Facebook stake: 1.5% Value: $1.275 billion

Meritech Capital Partners gained its Facebook shares by participating in the company's $27.5 million Series C round. Joining Meritech in the transaction were Greylock, Accel and Angel investor Peter Thiel, with the round valuing Facebook at over $500 million. Meritech Capital Partners was founded in 1999 in partnership with Accel Partners, Oak Investment Partners, Redpoint Ventures and Worldview Technology Partners, and currently manages more than $2.2 billion in capital.

12)Divya Narendra Facebook stake: .022% Value: $18.7 million ConnectU co-founder Divya Narendra was born to two immigrant doctors from India and attended Harvard University in 2000, where he would later meet fellow co-founders Cameron Winklevoss and Tyler Winklevoss. In 2002, Narendra and the Winklevoss twins conceived the ConnectU predecessor HarvardConnection, a social network for Harvard students that would later expand to other universities. After utilizing the programming capabilities of two different Harvard classmates, Narendra approached Mark Zuckerberg for assistance. When Zuckerberg allegedly did not follow through on his agreement and later established his own social networking site, the founders of ConnectU filed lawsuit, which resulted in a $65 million settlement. Although Narendra continued to be embroiled in lawsuits surrounding Facebook, he moved on to co-found the professional investor networking site SumZero and attends law school at Northwestern University. In a 2010 interview with a Northwestern University publication, Narendra claims that his involvement with the Facebook lawsuits is what led him to pursue a career in jurisprudence.

And there are many more companies and people, about 28more of them owned facebook.

-Eleventh Richest Man in the World Invests In Facebook

This is Li Ka-shing also known as the World’s 11th richest man. This Chinese business tycoon has had his hand in a little bit of everything business orientated. He even had shares in Canada’s Imperial Bank of Commerce in 2005 which was worth about $1.2 billion. After following Facebook for a year the Chinese business man decided he wanted a part in the social networking site and on November 30, 2007 invested $60 million dollars.

Lets head to other facts:

-I found a fact kind of interesting but also weird. Syria security was concerned to stop a spam campaign that used Facebook to promote false teaching to children about religion and war. Basically most articles I have read claim the country of Syria is afraid terrorist groups and so on have much easier times getting to their children on the social site.Even China, Vietnam, and Iran have banned Facebook.

-1 in every 13 people on Earth is on Facebook

-In 20 minutes 1,000,000 links are shared on Facebook
-In 20 minutes 1,484,000 event invites are posted
-In 20 minutes 1,323,000 photos are tagged
-In 20 minutes 1,851,000 status updates are entered
-In 20 minutes 1.972 million friend requests are accepted
-In 20 minutes 2,716,000 photos are uploaded
-In 20 minutes 2,716,000 messages are sent
-In 20 minutes 10.2 million comments are posted
-In 20 minutes 1,587,000 wall posts are written

-People spend over 700 billion minutes per month on Facebook
-There are over 900 million objects that people interact with (pages, groups, events and community pages)

-People that use Facebook on their mobile devices are twice as active on Facebook than non-mobile users.

-Australian’s spend more time per month on Facebook than any other country at over 7 hours on average

-Facebook was almost shut down by a lawsuit by ConnectU who claimed that Zuckerburg stole the idea and Technology for Facebook (the issue was settled out of court)
-The USA has the largest Facebook user base with 155 million people which represents 23.6% of Facebook’s total users

-In 2008, a 23-year-old woman named Lauren Michaels created a group titled “I Need Sex” on Facebook. Within 10 minutes, she had 35 members and soon attracted 100—50 of whom she eventually slept with. Facebook has since removed her page.

-If Facebook were a country, it would be the fifth-largest country in the world, after China, India, the U.S., and Indonesia

So, these are the interesting and weird facts about facebook 

FDI in India

FDI stands for Foreign Direct Investment, where it is durable and generally useful whether things go well or badly. Here's the story of FDI in India:

The FDI in retail, it is good for India. It is good for the farmer; it is good for the consumer and it is good for our food security and our overall economy. Especially good for the same farmer who is exploited by almost every political party as is the "aam aadmi". I don't get why BJP is opposing against FDI, the very same BJP in its 2004 manifesto (an election they subsequently lost) made FDI in multi-brand retail a critical task to complete and today, seven years later, it is the same BJP that is crying foul.

-India has become one of the top foreign investment destination and there are good reasons for the same,some of which are:

• India is the 7th largest and 2nd most populous country in the world. It is also the 4th largest economy in the world in terms of PPP.
• The second largest English-speaking scientific, technical and executive manpower in the world;
• The fourth largest economy in the world based on purchasing power parity;
• India has the second largest road network in the world, spanning 3.3 million kilometres.
• The country has a 7500 km long coastline dotted with numerous major and minor ports.
• India's telecommunications network ranks among the top ten countries in the world.
• An abundant supply of raw materials;
• An extensive rail and road network;
• The largest democracy in the world;
• A stable political system based on parliamentary democracy;
• A common law legal system with English as a court language;
• India is emerging as a major market and investment destination;
• The economic reforms initiated in 1991 have made dramatic, far reaching and positive impact on international investment in India;
• The U.S.Dept. of Commerce has identified India as one of the world's top ten "Big Emerging Markets."
• The largest producer of movies in the world;
• A large country with 28 states and 9 Union Territories
• Vibrant & organised capital and stock markets with more than 11000 listed companies;
• A fully developed banking system;
• Most preferred Business Process Outsourcing (BPO) destination. 
   

 Lets discuss the policy of FDI (latest)in India both for Single brand retail and Multi brand retail trading:
1)For Single brand retail:

 


2)For Multi brand retail:

 SWOT Analysis of FDI in Retail:

1) Strength:

• Retail is a $450bn industry in India
• Highest shop density in the world
• High growth rate in retail and wholesale trade
• Presence of big industrial houses with deep pockets.
• FDI can introduce world-level technology and technical know-how and processes to developing countries. Foreign expertise can be an important factor in upgrading the existing technical processes in a host country.  - For example, the civilian nuclear deal between India and the United States would lead to transfer of nuclear energy know-how between the two countries and allow India to upgrade its civilian nuclear facilities.
• FDI improves the quality of a products and processes in a particular sector. 

2) Weakness:

• Lack of trained and educated work force
• Higher prices as compared to local shops
• Inflation may increase slightly
• Domestic firms may suffer if they are relatively uncompetitive  

3) Opportunities:

• High employment generation in the future 
• Will enhance financial conditions of farmers
• Encourage foreign cash inflows
• Result in increasing supply-chain efficiency
• Improve logistics and infrastructures.
• Increase in Disposal income
• Increase in lifecycle changes and status consciousness

4)Threats:

• Eventhough many report says that FDI wont effect small retailers or kirana's but still FDI might effect on small retailers.
• It might help to provide jobs to everyone but doesn't specify what kind of a job.
• Work will be done by Indians and profit will be earned by foreigners
• Started roadside bargains

-FDI in 2010 was $24.2 billion, a significant decrease from both 2008 and 2009.  Foreign direct investment in August 2010 dipped by about 60% to aprox. $34 billion, the lowest in 2010 fiscal, industry department data released showed.  In the first two months of 2010-11 fiscal, FDI inflow into India was at an all-time high of $7.78 billion up 77% from $4.4 billion during the corresponding period in the previous year.
The world’s largest retailer-WalMart has termed India’s decision to allow 51% FDI in multi-brand retail as a “first important step” and said it will study the finer details of the new policy to determine the impact on its ability to do business in India.


Retailing in India is one of the pillars of its economy and accounts for about 15% of its GDP. The Indian retail market is estimated to be US$ 450 billion and one of the top five retail markets in the world by economic value.

India in 1997 allowed foreign direct investment (FDI) in cash and carry wholesale. Then, it required government approval. The approval requirement was relaxed, and automatic permission was granted in 2006. Between 2000 to 2010, Indian retail attracted about $1.8 billion in foreign direct investment, representing a very small 1.5% of total investment flow into India.

India needs trillions of dollar to build its infrastructure, hospitals, housing and schools for its growing population. Indian economy is small, with limited surplus capital. Indian government is already operating on budget deficits. It is simply not possible for Indian investors or Indian government to fund this expansion, job creation and growth at the rate India needs. Global investment capital through FDI is necessary. Beyond capital, Indian retail industry needs knowledge and global integration. Global retail leaders, some of which are partly owned by people of Indian origin, can bring this knowledge. Global integration can potentially open export markets for Indian farmers and producers. Walmart, for example, expects to source and export some $1 billion worth of goods from India every year, since it came into Indian wholesale retail market. So, FDI is indeed good for India eventhough there are many disadvantages.

Most Android Antivirus aren't effective!!!

We always search throughout various website to find out which is the best antivirus that is available for free or are in Lite version mainly to protect your phone from further threats or malware's. But what we don't realize is that  many free antivirus available in the market or website are completely 'USELESS'.A shockingly high percentage of Android antivirus apps are still ineffective, even after an update to the original study corrects overly negative results.AV-Test, an independent organization well known for testing PC security suites, put 17 popular Android anti-virus apps to the test. The results were disappointing, to say the least. A majority of apps failed to detect at least 65% of malware samples and six apps failed to detect a single sample.

Mobile operating systems are the undiscovered country of computer security. As hackers discover new ways to infect Android, security researchers are looking for ways to remove or block those infections. The results of the new study suggest that the hackers have the upper hand.Over the past year, the popularity of the Android system has led to a huge increase in the distribution of Android malware.This malware is mainly distributed in markets operated by third parties, but even the Google Android Market cannot guarantee that all of its listed applications do not contain any threats. Users should no longer blindly trust all apps. A large range of protection programmes that can help to identify dangerous apps and remove them from a user's device are now available.
 AV-TEST has inspected 41 different virus scanners for Android with regard to their detection performance. About half of these scanners are not yet suitable for use as reliable products and identify less than 65% of the 618 types of malware tested. The mobile versions of well-known desktop products were mostly evaluated as good or very good.

Because of the complexity of Android malware, AV-Test focused on an app's ability to block families of malware as opposed to individual threats. It came up with five tiers of effectiveness, which I'm calling "levels" for simplicity.
-Level 1 detected 90 percent or more of the malware
-Level 2 detected 65 percent to 90 percent; 
-Level 3 only found 40 to 65 percent; 
-Level 4 saw zero to 40 percent; and 
-Level 5 detected zero percent. 

The best products tested (with detection rates of 90% and above) come from the following top 10 companies:  
-Avast     
-Dr. Web 
-F-Secure 
-Ikarus 
-Kaspersky 
-Lookout
- McAfee
-MYAndroid Protection/MYMobile Security 
-NQ Mobile/NetQin 
-Zoner
Users of products made by these companies can be assured that they are protected against malware.
Products with a detection rate of between 65% and 90% can also be considered to be very good and have the potential to join the group of best products above if small changes are made to the set of malware tested. Some of these products only fail to detect just one or two malware families that may not even be prevalent in certain environments. The following 13 products fall into this category:
-AegisLab 
-AVG Mobilation 
-Bitdefender, BullGuard 
-Comodo, ESET 
-Norton/Symantec 
-QuickHeal
-Super Security 
-Total Defense 
-Trend Micro 
-Vipre/GFI
-Webroot
Third category, namely that of products with a detection rate of between 40% and 65% includes:
-BluePoint
-G Data
-Kinetoo fall   
 It is possible that the manufacturers of these products do not yet have a sufficient infrastructure that enables them to collect a wide range of malware or that they focus on a local market. These products provide reliable malware protection against a few families, but have trouble dealing with and detecting others. It can be expected that these products will improve when their manufacturers focus on a wider variety of malware samples.The fourth category, which is used for products with a detection rate of less than 40%, does not contain any products from well-known anti-virus protection manufacturers.

So what I'm trying to say in here is that don't take risk always trust the brand name i.e., choose only the top listed product but dont try to download free antivirus without even knowing whether it would work or not. The research also concludes that, the most effective Android antivirus apps are those made by companies with Windows security programs.There are various websites that provide paid android antivirus software for free so, go ahead and download the top rated only.